In the mind of someone that must show up at a given workplace at least 5 days a week, it could seem wonderful to stay home and get disability payments. Unfortunately, the life of someone with a long-term disability (LTD) is not that easy. (more…)

Following a collision, the driver of the impacted vehicle deserves the chance to exercise his or her rights. At the same time, anyone that was involved in that accident would deserve an opportunity to seek fair compensation for any injuries, loss of property or other damages. (more…)

If an insurance company declares that a damaged car has been totaled, then the car’s owner receives a check for the car’s blue book value. The person that receives that check can accept it, and lose the damaged vehicle, or reject it, and keep that same vehicle. (more…)

Cell phones, GPS units and other devices now serve to increase the frequency of rear-end crashes. Yet the incidence of such on-road events had become rather commonplace, even before the introduction of such gadgets. (more…)