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In the mind of someone that must show up at a given workplace at least 5 days a week, it could seem wonderful to stay home and get disability payments. Unfortunately, the life of someone with a long-term disability (LTD) is not that easy.
What could make the life of someone with an LTD quite stressful?
The benefits being delivered to that disabled person might get cut off. In that case, a lawyer ought to be hired, in order to file a lawsuit, and force delivery of those same payments.
Factors to keep in mind, when looking for a lawyer that works with disabled clients
Look for lawyer that understands the legal meaning of “disabled.” In Canada, it means that the disabled person has found that he or she “sometimes,” “often,” or “always” faces a limit to the types of, or number of activities that can be pursued on a daily basis. In order to have a long-term disability, the person that has faced the above limits should have had to deal with that particular situation for at least 6 months.
Until 6 months have passed, the person dealing with the described limits would have a short-term disability. Some firms work with disabled clients by charging a contingency fee. That means that the attorney gets a percentage of whatever money the attorney’s efforts have won for the client. In addition, the client enjoys a free consultation.
Two examples of how an attorney’s assistance could prove of value to someone with an LTD
If the insurance company had suddenly ceased delivering benefits, the injury lawyer in Barrie could file a lawsuit. Then the team (lawyer and client) would need to collect and save all of the insurance paperwork. If any paper had been lost, then the client would need to ask the employer for a copy.
If the employer refused to provide the copy, the employer’s attorney could explain the reason for the client’s/employer’s request. Employers are hesitant to ignore a lawyer’s request. Lawyers also prove helpful anytime there is a misunderstanding on the part of someone that has sent or received a piece of information, usually information that relates to the lawyer’s client. For instance, one time an insurance company awaited details on an MRI exam, an exam that had been performed on an employee that hoped to obtain LTD benefits.
The employee’s HR department called for the results. The doctor’s secretary gave them the wrong results. The secretary claimed that the MRI had shown the employee’s brain to be normal and healthy. The employer wanted to cancel any plans for agreeing to provide the employee with LTD benefits. The lawyer’s intervention set things straight, and, thus, allowed the benefits to continue.