How To Proceed With A Claim, If Injured In Snowmobile Accident

If you have incurred injuries, as the result of your involvement in a collision that took place on the snow, and one that involved at least one motorized vehicle, then you can enter a claim for damages and any losses. If you decide to take advantage of that opportunity, you need to contact a tort claims lawyer.

How to recover what you are owed

In those locations where the land gets covered with snow for long stretches of time throughout the year, the driver of a snowmobile should be insured, at the time of an accident. The only exception to that general practice concerns the driver that operates his or her vehicle on a piece of privately held property, land owned by the same driver. In addition, at the time of an accident, there may be an added source of coverage.

Typically, the owner of a snowmobile also owns a car, truck, van or SUV. Hence, he or she has taken proper precautions, and has purchased some type of auto insurance. Hopefully that auto insurance policy covers any claim for injuries or damages that might be the result of a snowmobile accident.

In Canada, where snowmobiling has become an accepted form of recreation, there is a step that can be taken by anyone that requires coverage for the damages or injuries that resulted from pursuit of a recreational activity in a motorized vehicle, while traveling over the snow. The victim of such an accident can contact the Motor Vehicle Accident Claims Fund. He or she can submit a request; benefits go directly to any insured persons.

A step that can be taken by someone that has not be deemed at-fault

If you were the victim of such an accident, and you were not at fault, then you could also enter what is known as a tort claim. In that case, your monetary compensation would come from the insurer of the responsible party. Understand though, that the insurer will not be quick to hand you the money to which you feel entitled.

First, you or your Injury Lawyer in Stouffville must prove that your injuries resulted from ownership, use or operation of a snowmobile by the person that has taken out the insurance policy. Note, too that you need to remain aware of certain deadlines. Failure to meet those deadlines can deprive you of the chance to get your desired compensation.

Insurance companies design a process that includes such deadlines in hopes of eliminating someone that had hoped to obtain monetary compensation for damages and injuries. Fortunately you have been provided with a legal way to outwit the greedy insurance company. You can hire a tort claims lawyer. That lawyer should help you to meet all of the deadlines.