How To Seek Compensation For Car Accident When Other Driver Remains Unknown

When two vehicles collide, the drivers from the involved vehicles are supposed to share their relevant information. Suppose, however, that one of the drivers flees from the scene. In that case the identity of the liable driver would remain unknown.

Because the driver’s identity remains a mystery, none of the others involved in that same accident can know that mystery person’s license number, address or contact information. So, how can any involved victims seek compensation?

A priority should be placed on these two actions

The victim that lacks details on the responsible driver needs to find and hire a Personal Injury Lawyer in Stouffville. A lawyer can explain what procedure that same victimized person must follow, in order to get compensated for damages. The victim should be prepared to learn from any consulted lawyer, that efforts must be made to seek out the identity of the liable driver. No insurance company or special fund will simply hand over money for damages, until the policy holder can offer proof of having tried to locate the person that caused those same damages.

A possible alternative source of funds

In some localities a special fund has been created. That special fund provides those hit by a driver that has chosen to flee the scene with a way to cover some of the accident-caused damages. Drivers should understand that such funds have been established to cover the costs associated with personal injuries. Those that oversee distribution of the fund’s monetary resources follow certain other regulations as well.

The other driver must be unknown and unascertained. In other words, the person that hopes to get compensated for medical costs must try to locate the person that will be charged with a liability. In addition, the victimized driver must notify the fund’s administrators by a given deadline, typically no more than 90 days after the accident.

In addition, the person submitting that notification must file a lawsuit. If such a filing does not take place, one means for gaining coverage of personal injuries has been abandoned. A victim’s lawyer would never encourage a client to abandon such a wonderful opportunity.

A possible problem

Sometimes such a fund places a limit of about $200,000 on the amount of coverage offered to any of the injured drivers. So, how can someone get compensated for injuries that exceed that limit, if the driver’s identity remains unknown?

Typically, insurers in that same area will offer to sell policy holders an addition to their purchased policy. Policy holders that pay for that added provision can feel confident of enjoying coverage for medical costs. According to the terms of that specific provision, the policy holder gets covered, even when the medical costs exceed the stated limit.