When Should You Send The Notification Letter To Your Insurance Company?

If you’ve been involved in a car accident or you have gone through an injury, you might have an insurance claim in mind – regardless of whether it’s directed towards your own insurance company or towards the one of the at fault person. You should, however, get in touch with your insurer in order to let them know of the accident. However, there are things that you need to take into account.

When To Contact The Insurance Company?

It’s not a bad idea to go ahead and get in touch within no more than 72 hours of the accident in order to get them notified about it. For one thing, your own insurance policy might have a requirement for such notice of intent. Now, strictly speaking, it is highly beneficial to get in touch with your insurance company as soon as you can and provide them with all the necessary information, especially if you are directing the claim towards them. This is due to a wide range of different reasons, so let’s go ahead and take a look.

It Will Help Them Figure the Case

Keep in mind that regardless of how mind numbing the accident might have been, the investigation is going to take some time. The reason is quite obvious – the adjuster that’s dealing with your case has at least 100 more of them to figure out and you are most certainly out of his priorities. There’s nothing personal to it, it’s just business that needs to be taken care of. It is best to allow your personal injury lawyer to help you with the process. The experienced lawyers have worked with plenty of cases and dealt with insurance companies on a regular basis. Thus, they understand the details of the process.

Will Speed Up the Process

The sooner you notify the insurer, the sooner you are going to get your case looked into. There is absolutely no need for you to wait. Furthermore, it is in your best interest to get the case going quickly so that you can prevent months of waiting time. However, keep in mind that you shouldn’t be an imposition – make sure that you take care of everything but don’t impose as this is likely going to put you on the back burner.

In any case, dealing with the insurance company isn’t something tremendously complicated but there are some specifications that you need to account for. It is in your best interest to be helpful and to assist them in the matter in order to avoid long waiting periods. However, you should also keep in mind that an adjuster is going to do everything within his reach to avoid going to court so don’t be afraid to leverage a motion, if you need to. This is capable of getting you a bigger settlement offer as opposed to the low ball one you are going to get in the beginning.