Advice On How To Deal With An Insurance Company Following A Collision

No accident victim wants to be victimized by the adjuster in an insurance company. Yet that could be what happens, if the same victim has not taken the time to obtain vital information and make all the necessary contacts.

Information that insurance companies expect to get from accident victims

• The name of the other driver and the same driver’s contact information.
• The license number for the other driver and the name of the insurance company that has agreed to provide that same driver’s coverage, in the event of an accident.
• Any of the statements made by witnesses. Contact details for any of the same or any other witnesses.
• Photographs of the collision site and pictures of the damaged vehicles.
• All of that ought to be obtained before the victim gets contacted by the insurer’s representative.

Contacts that insurance companies expect victims to have made

Any accident victim needs to contact the police. The victim’s injury lawyer can obtain the police report. That helps the lawyer to search for information that might be used by the insurance company to weaken the plaintiff’s case. For instance, that case would be weaker if the plaintiff had been speeding at the time of the collision.

When victims seek medical assistance at the site of the collision, that request guarantees their contact with emergency personnel. Insurance companies always study the reports created by the same emergency personnel.

Consequently, it helps if the plaintiff’s name appears in that same report. It will help to identify the injuries that were reported at the accident site and ties up with the level of collision and sustained injuries.

If an accident victim did not seek medical help while at the site of the collision, then it becomes that same victim’s responsibility to see a physician as soon as possible. All the observations made by that same physician need to be recorded, so that each of them can be shared with the insurance company.

Having all documented injuries, medical treatment reports and diagnostic reports are important aspects of proving the injuries that the victim suffered for no fault of his/her. That is why proving it in court becomes the responsibility of the lawyer representing the victim’s interest.

Other contacts that prove of help to any victim

Any such victim needs a personal injury lawyer in Stouffville. Sometimes, the victim’s medical history indicates that a medical expert ought to be consulted. If the victim is self-employed, then that should be mentioned, so that the lawyer can get working on the appropriate procedures. Anyone that is injured in an accident, deserves proper medical treatment and compensation for the injuries, especially when it is the fault of the other party.