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Now, as per the current legislation of the province of Ontario set forth in the Insurance Act, the victim of a car accident is entitled to compensation from his insurance company regardless of whether he’s at fault or not. This is due to the so called “No Fault” rule which is stipulated within the Rules of Fault Determination in the aforementioned Act.
Rules of Fault Determination
With this in mind, there are quite a lot of complications which might derive, and that’s why it’s highly advisable for you to go ahead and contact a personal injury lawyer immediately after you have been involved in a car accident and you have sustained some sort of injuries. You need to understand that the insurance company is going to do whatever it can in order to legally fend off your compensation claim or, at the very least, to significantly reduce amount of money you are entitled to.
Recently, the deductible which the faulty driver was entitled to was increased. Whether or not this is a fair solution is particularly debatable. First off, the amount of money which the injured is going to receive is going to be determined by factual statements such as medical bills and receipts and acknowledged and approved by the insurance company or, in the event of a trial – by the jury. A deductible of the kind suggests that the legislator doesn’t have faith in both because a provision of the kind aims to provide solid protection for the party which has actually caused the accident in the first place.
Proper documentation
In any case, in order to get your proper compensation, it is highly advisable that you store every single piece of paper that you receive in relation with your injury. Medical bills, rehabilitation contracts and even cab ride bills – all of these are capable of being claimed as long as you can prove they are in rehabilitation. It is important that you talk with your lawyer to discuss the details of the case.
Furthermore, you would strongly benefit if you have an attorney on your side throughout the entire time. This is why it’s very advisable for you to reach out to a professional and experienced personal injury lawyer and get his legal representation from the get-go. This is going to ensure that you are being properly protected throughout the entire process. Even though you might think that filling out a simple OCF-18 form for compensation might be enough, the information which you fill out is going to be used afterwards as evidence. With this in mind, the insurance company is going to use everything it could in order to get your claim dismissed because this is potentially money that it’s going to lose. That’s why you need proper protection from the beginning. That is why it is essential to discuss your requirements with a personal injury lawyer to ensure that your claim is well-represented.