How The Claimant Enjoys An Advantage Over The Adjuster

Claimants that understand the adjuster’s role have a greater chance for obtaining a fair settlement. The adjuster’s role is to handle the claim that a superior has assigned to him or her and to complete that task as quickly as possible. Additionally, they are required to try and limit the size of the payout.

Advantages lacking in the experience and materials that are available to the adjuster

• Extensive knowledge of the law
• Medical training
• Time and resources for conducting a thorough investigation

Advantages possessed by claimant

The claimant has a better understanding of the events that gave rise to the claim; was a participant in those same events. He/she has access to the records related to the accident, such as all the medical bills.

The claimant has access to the photographs that were taken at the accident site on the day of the incident, or upon a return to that same location. This advantage holds the greatest value if the records and photographs exist within an organized system, such as a filing system, or in storage space on the computer.

Traits that should prove an advantage for all claimants

Patience: Claimants should not become frustrated when an adjuster needs time for contacting a superior. Instead, that should provide someone with patience the chance to make an added demand. He or she could demand to know when the adjuster would expect to receive a reply from the contacted superior.

Assertive attitude: Please note that the question about the expected date for a reply has been described as a demand; it should not look like a timid request. It should be a forceful request, one that has an implied implication.

What could be the nature of that implication? Claimants or their Personal Injury Lawyer in Barrie that do not hear back from an adjuster by the date that has been given to them ought to make a point of sending a letter to the adjuster’s superior.

The ability to write a strong letter could prove advantageous for someone that must deal with an adjuster’s actions. A letter written to a superior would go into the adjuster’s file. All adjusters dread the thought of having such a letter in their file.

Actions that might weaken a claimant’s attempt at overturning a decision issued by insurance company

Any action that could be perceived as a form of abuse would weaken such an attempt. Adjusters do not welcome any form of abuse, whether that unkind statement was made orally, or appeared in a letter.

Any dishonest maneuver would hurt the claimant’s chances for getting a reversal of the unwanted decision. It never pays to fight an insurer by using some type of tricky maneuver, one that might not be technically legal. It could sway a decision by the court.