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Back in 2012, disabled Canadians made up a staggering number of four million citizens, with roughly half of that number consisting of people whose disabilities range from severe to very severe. The survey that provided us with these statistics also concluded that women are more likely to be struck by disability than men, regardless of which age group is looked at. Though, of course, older people are more likely to develop a disability than younger ones.
The most common forms of disability among Canadians:
• 9.7 percent: pain
• 7.6 percent: flexibility
• 7.2 percent: mobility
• 3.9 percent: psychological
• 3.5 percent: dexterity
• 3.2 percent: hearing
• 2.7 percent: seeing
• 2.3 percent: memory
• 2.3 percent: learning
• 06. percent: development
How do I file a disability claim?
Applications for long-term disability coverage will usually need to go through your private insurance provider. The same thing goes for Canadian Pension Plan Disability Benefits. Should you have already applied for disability benefits and been struck with a denial, then that decision can be appealed with the help of an experienced Injury Lawyer in Stouffville. However, in order for your claim to be successful, you will need to be able to provide sufficient evidence of your disability, such as medical records, proof of lost wages, medical bills, receipt for rehabilitation costs, and so on and so forth.
Having a good lawyer in your corner becomes important. They have the experience and skill to know how to deal with such cases is essential. Many of the lawyers have worked in the insurance companies and understand how such corporations work. That is why it is essential to hire an experienced lawyer that understands the nuances of tort laws and the way insurance companies work.
How can I maximize my disability claim’s chances of success?
As you may have already guessed by reading the last point: evidence is key. Insurance companies are business and thus profit oriented. They want to deny your claim by any means possible, so the only thing you can do is to have such a solid and airtight case that they have no other option than to grant you your benefits. This means:
• making and storing copies of all official receipts, records, and reports concerning your health and medication
• showing up to every single one of your medical appointment
• follow all of your doctor’s orders and recommendations
• keep a detailed medical diary which tracks the development and changes in your symptoms, conditions, and pain levels, in addition to the dosages and types of medications you take, treatments you undergo, and how these treatment forms are affecting you
• be truthful with all healthcare professionals – downplaying or exaggerating your symptoms will not help you