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Whenever an official in the government of Ontario hears mention of some victim’s disability, he or she might envision a number of different medical conditions. The nature of an accident victim’s disability determines the sort of program from which he or she could possibility benefit.
Some workers qualify for Employment Insurance
The benefits linked to this particular insurance become available to any employee that has been gainfully employed for an established qualifying period. The length of that period of gainful employment must range between 420 and 700 hours. Employees that have not yet worked in the same job for at least 420 hours will not be able to benefit from the Employment Insurance.
Some disabled employees can seek long term benefits
This serves as a replacement income and gets delivered to the disabled employee until the time when he or she reaches the age of retirement. In order to gain access to such benefits, a worker must be covered by an employer or union that has purchased long term disability insurance. Those employees that cannot rely on an employer or a union will be denied such long term benefits, unless any one of them has chosen to purchase a private insurance.
Certain employees can hope for coverage from the Pension Plan
Such coverage goes to those workers that are less than 65 years and have become disabled, so that they remain unable to carry out their job responsibilities. The money for the plan comes from those that have paid into the same Plan. Consequently, anyone that has not paid into that same Plan will be denied the Pension Plan coverage.
Worker’s Compensation Benefits
Most businesses have agreed to be part of the Worker’s Compensation Program. It provides benefits to those that have been injured on the job or are unable to work for a long time. By making such benefits available to workers that become injured while on-the-job, a business does not have to worry about being sued by one of those same workers.
Sometimes an on-the-job injury is so severe that the injured worker becomes disabled and lacks the ability to carry out any of his or her former job responsibilities. Due to the existence of that possibility, the Worker’s Compensation Benefits go to those workers that are unable to work for a long time.
The disabled worker can be guaranteed such benefits for 2 years. Then the insurance company might ask him or her to undergo re-training. Alternatively, he or she might be asked to fill a slot in a different department within the same company. Refusal could lead to cancellation of benefits, unless the employee’s disability prevented the tackling of any type of job. Victims of personal injuries and accidents are eligible to get compensation but working with an injury lawyer in Orillia helps to navigate through the labyrinth of legal procedures.