Tips For Dealing With Insurance Company After Auto Accident

Whether a claimant has made a 1st or 3rd party claim, the insurance company that was the target of that same claim will play an important role, during resolution of various crash-related issues.

Times when claimant might feel that a lawyer’s help would not be needed

When making a first-person claim: That would mean that the claimant’s communications would be directed at his or her own insurance agency. When it appears that neither the driver nor any passengers have suffered a serious injury.

Situations where access to a lawyer could prove useful

When a claimant sought details, concerning his or her legal rights. That could be a period that has followed the denial of specific coverage from the insurance company.

When the time has come for sending a demand letter to the insurance company: A lawyer’s experience has added to that professional’s understanding of the required facts, as well as the methods for conveying a certain level of emotions.

Personal Injury Lawyer in Barrie knows that whenever the claimant needs to communicate with the insurance company: Such communications usually take place during the negotiations. Lawyers have become skilled at talking with an insurer’s employees. Hence, their assistance should help any claimant to receive a larger compensation package.

Support, if asked to provide the claimant with a statement, or guidance, if claimant’s understanding of the next step were lacking. Might offer suggestion, if the claimant has the chance to seize an opportunity: For instance, if a minor was in the impacted vehicle, and, thus, got injured, the claimant’s attorney could seek an extension of the deadline that has been specified by the statute of limitations.

When negotiations are not going well: Perhaps the insurance company has alleged that the claimant is partly to blame for the accident, or for the resulting injury. Insurance companies use that tactic, in order to reduce the size of the claimant’s compensation.

When the insurance company has questioned the nature or extent of a given injury. When a mistake must be corrected, so that the claimant has a stronger case: That could be the case if a parent has failed to take a minor passenger to the pediatrician’s office during the 24 hours that followed a reported accident. If it were scheduled, a later visit might uncover the existence of a late-appearing injury.

If an employee has sought coverage for an on-the-job injury, and the doctor at the initial examination has lacked any information about the patient’s medical history. If an employee has sought coverage for an on-the-job injury, and a secretary at the treating doctor’s office has failed to provide the insurance company with an accurate and updated report. An attorney could call and proceed to explain the situation.