Do I Have Your Auto Repair Options After Being Involved In Car Accident?

If you have been involved in a car accident, you most definitely need to know how to make sure that it is properly repaired. What is more, you need to be aware of who is the one who’s responsible for these damages. This would really depend on the circumstances as there are a lot of regulations that you would have to abide by and take into account.

Ontario Laws which Govern Auto Repair

Luckily for you, the province of Ontario has set forth transparent and clear regulations which govern this particular legal position. The rules that you would have to abide by are the “Rules of Fault Determination” and they are in the Insurance Act of Ontario. This is quite important. This is the act, as well as your own insurance policy, which would determine the overall procedure and the amount that you get in terms of compensation.

Specifications

The most important thing to consider is that there is a “no fault” policy applied to car accident over the territory in the province of Ontario. To put it in simpler terms, if you have been involved in a car accident, you would be entitled to seek reparation from the insurance company, regardless of who is at fault.

This might look like something quite convenient. Keep in mind, though, that insurance companies are quite strict and stringent when it comes to paying compensation damages, especially when it’s under circumstances of the kind. Working with a professional is definitely something to consider.

Can you go after the other driver?

Yes, you can. This is another common position when it comes to it. If you fail to get the compensation that your claim is worth through the insurance policy, there are still damages that need to be repaired; you might want to go after the negligent driver.

This happens through the procedure of a civil lawsuit. In other words, you’d have to claim those damages in front of a civil court in Ontario and you would need to make sure that you establish that the other party is at fault. This is not a tough thing to do but it could really take a lot of time. That’s why parties usually settle. As a matter of fact, the overwhelming majority of cases are going to settle. This is something that you might want to take into consideration when it comes to it.

Regardless of the path that you decide to take up, the most important thing that you would have to do is to get someone to represent you in front of the respective institutions. This is going to ensure that you get the compensation you are entitled to. The lawyers will work to negotiate an out of court settlement but if that falls through, they will represent you at the trial.